Collateral Rights Of Use
What You Give Up For A Lower Rate
Every asset-backed loan asks the same question: who gets to touch your collateral while it backs your loan? Let a lender reuse it and your rate drops. Lock it down and you pay full price for full control. The ECB started accepting tokenized securities as Eurosystem collateral in March 2026. Pick a custody tier below and see what it actually costs you if the lender fails.
Your Loan
9.5%
Your APR
$0
Annual Savings vs. No Reuse
0%
Collateral At Risk If Lender Fails
Stress Test
Run a Celsius-style insolvency on your selected tier and watch what happens to your collateral.
No simulation run yet. Pick a tier above and click the button.
Know what you're pledging before you sign.
Check Your Custody TermsSegregated by default. Reuse only if you choose it.
Built by RealWorld.fi · Rate spreads and recovery estimates are illustrative, modeled on post-Celsius market norms and the ECB's March 2026 tokenized collateral rules.
Actual loan terms, rehypothecation rights, and recovery outcomes vary by lender and jurisdiction. This is not financial advice.